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PayPal vs Stripe

PayPal and Stripe are commonly and extensively compared as leading online payment processing platforms for businesses.

Direct competitorRelationship source ↗Verified September 25, 2026
PayPal icon

PayPal

PayPal Holdings, Inc.

Online payment processing platform enabling businesses to accept card, wallet, and bank payments.

Categories
Payments
Published pricing
From $5/mo
Community rating
Not rated yet
Member stacks
0

Current official plans

PayPal Payments Advanced$5/mo

Payments Advanced add-on monthly fee ($5/month) in addition to per-transaction processing rates.

Plan verified September 25, 2026 · Vendor source ↗

PayPal Payments Pro$30/mo

Payments Pro add-on monthly fee ($30/month) in addition to per-transaction processing rates.

Plan verified September 25, 2026 · Vendor source ↗

PayPal Checkout (standard)From $0.49/transaction/usage

Formula: 3.49% + $0.49 USD flat fee per domestic online transaction via PayPal Checkout/guest checkout. amount_cents holds only the flat fee component.

Plan verified September 25, 2026 · Vendor source ↗

PayPal standard card processingFrom $0.49/transaction/usage

Formula: 2.99% + $0.49 USD flat fee per domestic transaction for standard credit/debit card payments (non-PayPal-Checkout). International transactions add 1.5%.

Plan verified September 25, 2026 · Vendor source ↗

Stripe icon

Stripe

Stripe

Financial infrastructure for accepting payments and running online businesses.

Categories
Payments
Published pricing
Pricing not published
Community rating
Not rated yet
Member stacks
0

Current official plans

No published plan data yet.

Shared ecosystem

Products that integrate with both

Little Green Light iconLittle Green Light

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